Direct financing over 12, 24 or 36 months, no bank
No bank paperwork and no co-signer: financing is directly with us. Parcelación lots from COP 78,000 per m² and gated-community lots between COP 95,000 and COP 275,000 per m², depending on the lot’s location. Here you can see exactly how payments work.
Works for any lot price
| Option | Down payment | Monthly payment | Total paid |
|---|---|---|---|
| Cash, 1 to 3 months | — | — | 90 % (10% discount) |
| Early payment, 4 to 6 months | — | — | 95 % (5% discount) |
| Up to 12 months, interest-free | 12 % | 7.33% of the price | 100% (base price) |
| 24 months | 12 % | 4.12% of the price | 110,8 % |
| 36 months | 12 % | 2.90% of the price | 116,3 % |
There is no interest for up to 12 months. Over 24 and 36 months the balance pays a 12% effective annual rate (0.9489% per month) from the first installment. The 12% down payment includes the reservation deposit. Multiply each percentage by the lot price, or see the exact plan on each lot’s page.
Example in pesos: gated-community lot 10, priced at COP 130,000,000
| Plan | Down payment | Monthly payment | Total paid |
|---|---|---|---|
| Cash, 1 to 3 months | — | — | $117.000.000 |
| Early payment, 4 to 6 months | — | — | $123.500.000 |
| 12 months, interest-free | $15.600.000 | $9.533.333 | $130.000.000 |
| 24 months | $15.600.000 | $5.352.491 | $144.059.780 |
| 36 months | $15.600.000 | $3.766.286 | $151.186.283 |
Calculated with the master table on the October 25, 2026 list price. Each lot’s page shows the exact figures for that lot.
Get a quote for the lot you like
On each lot’s page you can tap a payment option and see your plan with the installment, down payment and total. From there, an advisor will answer you on WhatsApp. If you haven’t chosen a lot yet, message us and we’ll help you pick one.
Four steps
Reservation deposit
COP 5,000,000, holding the lot in your name for fifteen days. It is credited to the down payment.
Down payment
12% of the lot price, within the following 30 days.
Monthly installments
Cash or early payment, with a discount. Up to 12 months interest-free, or 24 and 36 months directly with us.
Deed
Once you finish paying for the lot, the public deed is signed and registered, with an individual property title.
What you should know before signing
Buyer review
We check your history with Datacrédito, but we do not report the financing to credit bureaus: financing is directly with us, with no bank and no co-signer.
Deed costs
Notary fees are split half and half between buyer and seller. The tax stamp and registration are paid by the buyer.
Building permit
It can be requested once the lot is in the buyer’s name on the certificate of title, that is, after the deed and registration.
If the buyer withdraws
The reservation deposit is refundable during the fifteen-day hold. Once the promise of sale is signed, withdrawing carries a penalty of 20% of the lot price.
I’m buying from abroad
The same payment options as in Colombia. You can see the lot on a video call with your advisor, sign the promise of sale electronically and sign the deed through an attorney-in-fact, without traveling.
How much is the lot you like?
Each lot’s price is on its page. Ask for a quote on WhatsApp and an advisor will confirm availability.
Check price and availability